I'm ok. I don't have an overdraft. I made sure of that. I don't have a chip and pin card either, just a cash card (A lot of people don't even realise they exist!). I can also only take out £50 a day via cash point. Though I can get more by going into the bank.
I'm generally not too bad with money, I just like to make sure. I'm also very good at surviving when I don't have money.
So all I have to pay off is my student loan (plus an extra year for the 3 months I did before deciding to leave and start again the year after) and maintenance loan. They're doing that pay back a little each month depending on your salary thing so it will be ok. It's all good
